How quickly do load boards pay?
Most load boards do not pay you at all. They introduce you to the work and the money is between you and whoever posted it, usually on 30, 60 or 90 day terms. What varies is whether you find out the terms before you take the job or after.
| Route | Typical wait |
|---|---|
| Direct customer, 60 day terms | About 60 to 75 days |
| Subcontract through a broker | About 30 to 60 days |
| Invoice factoring | 1 to 3 days, minus 1 to 3 per cent |
| Terms you agreed knowingly | Exactly what it said on the load |
Payment terms are the quiet killer for small operators. The work is there, the margin is there, and the cash arrives two months later. Fuel and wages do not wait two months.
On most boards you agree a price, do the job, raise an invoice and then discover you are on somebody's sixty day cycle. The terms were never part of the deal you thought you were doing.
On HaulageBoard the payment terms are set by the poster and shown on the load, next to the price, before anybody quotes. If it says sixty days you can price that in or leave it alone. If it says on the day, that is worth knowing too. Every completed job then sits on your account with what you are owed, how late it is, and the POD and invoice attached.
If you need the money sooner than the terms allow, that is what invoice factoring is for, and it costs 1 to 3 per cent. Knowing the terms up front at least lets you decide before you burn the diesel.
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Written by the HaulageBoard team. Last updated 18 October 2026.